Two Customers, Two Rounds Of Utter Stupidity

When you work in retail, you know you are going to get the occasional stupid customer. But sometimes, in retail banking, you can meet people so utterly stupid that you wonder if they ever forget to breathe. Customers can be known for their utter stupidity sometimes. Some people say “There are no stupid questions”, but […]

The Difference In Bad Customer Service: Banks Vs The Post Office

You Think Your Bank Is Giving You Bad Customer Service? A few months ago, my branch manager talked about providing quality customer service during one of our staff meetings. It was all about the importance of greeting people at the door, using their name, and inviting them back to the branch. It’s why, at my […]

YOUR 2017 Financial New Year’s Resolution: Break The American Work Tradition And Invest!

2016 has ended and 2017 has begun. Everyone and their mother is writing about their New Year’s resolutions. Eat less, exercise more, write less about New Year’s resolutions, so on and so forth. It’s a New Year’s tradition that I am going to put a slightly different spin on. Instead of writing about my resolutions, I’m going […]

The Fed Funds Rate Increase And What This Means For You

As anyone who follows the financial news is aware, the Federal Reserve announced a Fed Funds Rate increase this past month, raising the rate by 0.25%. As the economy recovers from the 2008-2009 crash, strengthening jobs numbers and GDP has convinced Fed Chairwoman Janet Yellen to commit to gradual increases in the interest rates each year. […]

The Pros And Cons Of Different Types Of Investments: Part 2 — Bonds

So a long time ago in a galaxy far, far away, I began a series called “The Pros And Cons Of Different Types Of Investments”. Starting with my first installment about stocks, the idea was to go through the many different types of investments and give an overview of their strengths and weaknesses. Unfortunately, unlike […]

The Terrible Twos: Angry Retail Banker Is Two Years Old!

Remember the TV sitcom Dinosaurs? It was from the 1990s and it was about a working class dinosaur family back in the prehistoric ages. Remember the episode where Baby Sinclair (“Not the mama!”) turns two and enters the Terrible Twos, causing him to become evil? Guess what? That’s me now. Angry Retail Banker celebrates its two […]

How To Refinance Student Loans With Credit Unions And Community Banks

I know what you’re thinking right now. Your mind is racing trying to figure out how to refinance student loans. Did I get that right, or are you still stuck on Final Fantasy XV? That will be my first installment since X. For those who said yes and wondered how I gained such incredible psychic abilities, I […]

Debit Card Safety And You: Read This To Avoid Jail!

Be Cool About Debit Card Safety Alright everybody, we need to talk. Seriously, we need to talk. We need to talk about debit card safety. We need to talk about giving out our debit cards or other sensitive account information to people we don’t fully know or trust. And we need to talk about doing […]

Where To Find Payday Loans Online: The Many Ways To Turn That Check Into Cash

Those Who’ve Been Left Behind As you guys know, I cover whatever I can in regards to retail banking. And not just in regards to news. I give out advice on how to get the most out of your banking and protect your finances from fees and fraud. But, of course, that’s just for people […]

Thoughts On The Wells Fargo Senate Hearings

I just spent some time on Youtube watching Wells Fargo CEO John Stumpf testify before the Senate Banking Committee on the whole Wells Fargo banking scandal that’s hit the news lately. For those of you who haven’t been following, I’ll go over it real quick. Mega-bank Wells Fargo is seen as a model of bank […]