Yes, You Have To Show ID: A Candid Talk About Identity Theft And Why I Stopped Caring

Alright everyone, sit down and shut up. It’s time that we all had a little talk. A talk about showing ID at the bank. It’s come to my attention that there’s been some confusion as to when you have to show your identification at the bank. Well it hasn’t just come to my attention. Ever […]

Why Your Banker Keeps Selling You Stuff…….And Why You Should Listen

I’m going to take a wild guess as to what happened during your last trip to the bank. You went to the teller simply to cash a check, and the teller tried to push a credit card on you. Or perhaps you needed to speak to a personal banker to order a book of checks, […]

The Nonsense of Fee Refunds

Everyday, I have to deal with the nonsense of fee refunds and fee waivers. Whether it’s a person demanding that they get a free bank check or someone who thinks that the account they opened two months ago shouldn’t have been charged a maintenance fee despite being perpetually below the minimum balance, I cringe every […]

A Misconception On How Banks Make Money

You Want To Deposit a Ton of Money? I Don’t Care! A lot of people have a slight misconception on how banks make money. I’d like to talk about that, but first I feel like I should set the tone for what drifted my thinking in that direction. Not too long ago, a pair of […]